After completing an assessment, TIFIN Wealth's portfolio optimizer will recommend the best-fit model depending where the client's risk preference and risk capacity results land.

Alongside the recommended model comes a robust suite of reports, diving deep into the models holdings composition, historical and projected performance, and comparison reports to see what to expect if the client moves forward with the proposed model changes.

This article will outline some of available reports that an advisors and their client can review during the investment review conversation.

The Summary page is the landing spot for a recommended model, with the assessment driver powering the optimizer located in the top right corner. With only Risk checked on, we know that the optimizer is recommending a model solely driven off the client's risk band and optimizing for future returns.

The chart details the investment model’s historical returns, illustrating its past performance against a default benchmark that most closely aligns to the risk score of the model.

To change the benchmark, click the dropdown and select a different option that you've preset in the platform settings. Click here for instructions on creating a new benchmark.

Further down the page is a breakdown of the Risk Band, Portfolio Value Gain / Loss projection, Annualized Fees based upon the model holdings, and the Asset Allocation which we'll cover further down in this article.

A breakdown of the portfolio’s holdings, including individual asset risk scores, total dollar value, and portfolio weightings, provides transparency into the underlying investments. This analysis helps assess the diversification and risk exposure of the recommended model.

The model’s asset allocation strategy is displayed, highlighting the distribution across major asset classes such as equities, fixed income, and cash with further categorization into US vs International Small, Medium, and Large Caps as well as Bonds, Treasuries, & more. This section helps investors understand the balance between growth and risk mitigation.

A geographic allocation breakdown illustrates the investment distribution across Domestic and International markets as well as Developed and Emerging Markets. This section provides insights into regional exposure and potential risks or opportunities associated with global market conditions or geopolitical exposure.

Sector allocation analysis reveals the model’s exposure to various industries, including information technology, healthcare, financials, energy, and other key sectors. This information helps investors evaluate sector concentration risks and opportunities for sector-based growth.

Using proprietary modeling, the performance report provides a projection of expected portfolio growth over a defined period, which can be toggled between 1Y, 2Y, 3Y, 5Y, and 10Y using the buttons below the chart. The chart also provides a visual into mean expected return, along with an upper and lower range to account for potential market fluctuations. These projections help investors set performance expectations within a risk-adjusted framework.

In addition to the risk band, the Risk tab includes insights into upside and downside capture ratios which indicates how the investment model is expected to perform in rising and falling market environments relative to its benchmark. A high upside capture suggests strong performance in bullish markets, while a lower downside capture reflects risk mitigation during market downturns.

Based on the portfolio’s risk score and forward-looking capital market assumptions, the bottom left tile provides an estimated range of potential portfolio value changes over the next 12 months. This helps investors assess potential volatility and set realistic return expectations based on their risk tolerance.